Life & Health Reinsurance

About Us

Maksure Risk Solutions is an Afro-Global independent specialist insurance and reinsurance broker based in Johannesburg, South Africa with business footprint in Africa, Asia, East & Western Europe, South America and the Caribbean. We provide innovative and tailor-made risk solutions in Insurance and Reinsurance as well as Risk Financing and Actuarial Consulting geared towards capital management and strengthening our client’s balance sheet. Maksure is also one of the major players in Captive Management (Establishment & Management) in South Africa, Mauritius, Bermuda and various other jurisdictions. Maksure has a deep understanding of the African markets and access to Lloyds markets.

Life & Health Reinsurance

Maksure Risk Solutions Life & Healthcare specialty team offers unmatched technical expertise, market knowledge and networks that enables our clients to offer superior products and optimize their capital management.

The evolving life and healthcare systems, increasing large and catastrophic events as well as improving regulatory requirements in the global life and healthcare market present some great opportunities and challenges. Are you prepared to take advantage of the opportunities while effectively managing the challenges?

Maksure Risk Solutions is geared and committed to offering clients seamless and innovative solutions in the life and healthcare specialized market.

Life Reinsurance

Funeral
Group Life
Disability
Critical Illness
Dread Disease
Credit Life
Credit Guarantee
Income Protection
Permanent Health Insurance

Healthcare Reinsurance

Health Insurance
In-hospital excess of loss
Medical Evacuation
Medical Scheme Business
Managed Care business
Dental
Gap Cover

We assist our clients with individually crafted treaty and facultative solutions which include:

Quota Share arrangements
Surplus arrangements
Carve outs
Contingency Arrangements
Per Risk & Catastrophe Excess of Loss
Stop Loss
Financial Reinsurance

Our clients include:

Startup and mature life offices
Wholly owned captives
Cell captives
Managed care funds
Government funds

Services

We offer end to end reinsurance solutions which include reinsurance broking, reinsurance technical accounting, claims management and contract wording.

Reinsurance Broking
We employ industry-leading professionals to deliver reinsurance broking solutions. We spend time in listening and analyzing our client’s needs and offer the best solutions available. We treasure our solid relationships with the reinsurance market which enables us source the best terms for our clients.
Claims Management
We provide excellent claims management service. We work closely with claims experts to collect, evaluate, and present reinsurance claims. We believe that our clients experience the greatest value of purchasing reinsurance cover at claims stage and thus we have invested in state-of-the-art technology to ensure that communication is expedited.

Contract Wording
We understand that a contract wording is the basis of the legal relationship between the reinsured and the reinsurers. We therefore take time to ensure that each contract is carefully prepared to reflect an unambiguous intent and understanding with respect to the placement. We strive to keep abreast with the new wordings in the market for the benefit of our clients.
Technical Accounting
Our technical accounting team prepares reinsurance accounts strictly according to the reinsurance contract in a timely fashion. We also prepare Profit Commission calculations, and premium adjustments as required by the reinsurance contract. We are also dedicated in managing run off accounts to the benefit of both our clients and the reinsurers.

The Maksure Risk Solutions expertise is drawn from our global network and experience which enables our clients to respond effectively to constant evolving market dynamics.

Business Intelligence Centre

Maksure’s Business Intelligence centre researches and develops the latest thought leadership materials from the major markets we serve. From our 4 main library locations in London, South Africa, Bermuda and India, our team of researchers and thought leaders tirelessly sculpt for global, regional and local news and trends. The deep understanding of market dynamics we gain through research keeps us ahead of competition and enables us to advise our clients on key issues that influence market direction and strategic decisions.

Life & Health Reinsurance

About Us