The Easter long weekend is celebrated as a time to honour Christian beliefs for some, but also as a time to rest, go away with friends and family, or take that solo trip and enjoy one’s self.

For most, insurance needs are rarely considered as much planning focuses on travel arrangements, hotel inquiries and bookings, activities and the likes. However, it is prudent to equally, if not, carefully consider the following aspects as we look forward to the short break.

Victoria sheds more light on the different options for cover.

Motor, house contents and buildings insurance

Having comprehensive insurance coverage for both motor vehicles and homes during Easter holidays offers a range of benefits, ensuring that individuals and families are adequately protected during this festive period. Here are the benefits of having motor insurance, house contents insurance, and buildings insurance combined during Easter holidays:

Protection Against Accidents and Damage: Motor insurance provides coverage for accidents, collisions, and damage to vehicles during Easter travel. Similarly, house contents and buildings insurance protect against accidental damage to personal belongings and structural damage to the home, ensuring that both vehicles and properties are financially safeguarded against unforeseen incidents. Speak to one of our broker consultants to arrange cover that will cater for accidents and damage.

Coverage for Theft and Vandalism: Comprehensive motor insurance typically includes coverage for theft or vandalism of vehicles, while house contents insurance protects against theft or damage to personal belongings within the home. Buildings insurance also covers damages caused by vandalism to the property itself. Having all three types of insurance ensures comprehensive protection against theft and vandalism during Easter holidays, whether at home or on the road.

Financial Assistance for Repairs and Replacements: In the event of accidents, thefts, or damages to vehicles or properties during Easter holidays, having insurance coverage ensures that individuals have financial assistance for repairs or replacements. Whether it’s repairing a damaged vehicle, replacing stolen belongings, or repairing structural damage to the home, insurance coverage helps mitigate the financial burden on individuals and families.

Emergency Assistance Services: Many motor insurance policies offer roadside assistance services, such as towing, fuel delivery, or battery jump-starts, which can be especially helpful during Easter travel. Additionally, house insurance policies may provide emergency assistance for home-related emergencies, such as plumbing or electrical issues. Having both types of insurance ensures access to emergency assistance services for both vehicles and homes during the holiday period. Our broker consultants can peruse your policy schedule to ensure you are adequately covered.

Alternative Accommodation Coverage: In the event that a home becomes uninhabitable due to damages covered by the policy, house insurance often includes coverage for alternative accommodation expenses. This ensures that individuals and families have a place to stay while their home is being repaired or rebuilt, providing peace of mind during Easter holidays.

Liability Protection: Both motor and house insurance policies typically include liability coverage, which protects individuals against legal claims for property damage or bodily injury caused by their vehicles or properties. This coverage can be particularly important during Easter gatherings or events hosted at home, where accidents or injuries may occur.

Comprehensive Peace of Mind: By having motor, house contents, and buildings insurance combined, individuals and families can enjoy comprehensive peace of mind during Easter holidays, knowing that they are adequately protected against a wide range of risks and uncertainties, whether on the road or at home.

“Overall, having comprehensive insurance coverage for both motor vehicles and homes during Easter holidays ensures that individuals and families can celebrate and travel with confidence, knowing that they have financial protection in place for any unforeseen incidents or emergencies”; concludes Victoria.

Victoria Govera is Head of Customer Service at Maksure Risk Solutions.

Contact our teams on Tel +27 11 805 0086 or Email: info@maksure.co.za.

About Maksure Risk Solutions

Maksure Risk Solutions is an Afro-Global independent specialist insurance and reinsurance broker with business footprint in Africa, Asia, East & Western Europe, South America and the Caribbean. We provide innovative and tailor-made risk solutions in Insurance and Reinsurance as well as Risk Financing and Actuarial Consulting geared towards capital management and strengthening our client’s balance sheet. Maksure is also one of the major players in Captive Management (Establishment & Management) in South Africa, Mauritius, Bermuda and various other jurisdictions. We have access into the Lloyds of London with a deep understanding of African markets. Our global nature ensures that our clients access quality capacity as well as some of the world’s latest thinking and solutions.